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  • CrudePay Business Model

    CrudePay is a deal-driven payment platform built for oil and commodity trade. It combines payments (Fiat + Crypto), KYC/KYB, contract control, and full traceability into one workflow—so trades close faster, disputes drop, and compliance becomes manageable.

    What CrudePay Is

    CrudePay is not a "wallet" and not just a "payment gateway." It is a Trade Payment Operating System that links: Verified Parties (KYC/KYB) → Contract & Documents → Milestones → Payment Proof (Fiat/Crypto)

    The Business Problem We Solve

    High-value oil payments frequently face delays because banks don't know the deal. Traditional wires carry limited context, so compliance teams pause transfers to request documents and explanations. CrudePay fixes this by packaging the deal story and proof directly with each payment milestone.

    Who It's For

    CrudePay serves the entire oil trade ecosystem

    • Oil Traders and Trading Companies
    • Refineries and End-Buyers
    • Brokers / Agents (optional role in the deal)
    • Logistics and Inspection Partners (document contributors)
    • Compliance Teams that need proof fast
    • Banks and Payment Providers that require clear deal context

    Core Features (Business View)

    Eight integrated capabilities that make oil trade payments workable

    1. Deal Rooms

    Create a deal record that holds all trade terms, parties, and responsibilities in one place.

    2. KYC/KYB Profiles

    Verify buyers, sellers, and intermediaries once and reuse profiles across future deals.

    3. Contract + Document Vault

    Store contracts, amendments, invoices, shipping and inspection documents with version history.

    4. Milestone-Based Payments

    Structure payments the way oil trade works: deposit, pre-loading, balance on documents, split shipments.

    5. Fiat + Crypto Payments

    Support bank transfers and crypto settlement under the same deal timeline, with payment proof tied to milestones.

    6. Payment Packages for Compliance

    Generate standardized payment references and exportable compliance packages (summary + supporting documents).

    7. Tracking + Exception Handling

    Track each milestone payment status and handle bank queries with instant document sharing and audit logs.

    8. Audit Trail and Dispute Reduction

    Every action is recorded: uploads, approvals, changes, and payment proof—reducing misunderstandings and disputes.

    How CrudePay Makes Money

    CrudePay can monetize through multiple business lines:

    • • Subscription plans for trading companies (per seat / per organization)
    • • Per-deal fee (deal creation + lifecycle management)
    • • Per-payment or per-milestone processing fee (Fiat/Crypto)
    • • Compliance / document package fee (export/share for bank checks)
    • • Enterprise onboarding + custom integrations (API, ERP, CRM, banking rails)

    Trust & Control (Enterprise Ready)

    CrudePay is built for professional trading organizations with security, control, and audit requirements

    ✓ Role-based access for teams and partners

    Control who sees what within each deal

    ✓ Controlled document sharing and visibility

    Share documents securely with specific parties

    ✓ Standardized payment references per milestone

    Consistent references reduce bank confusion

    ✓ Full history for audits and reporting

    Complete timeline for compliance and internal review

    Why It's Different

    Most systems only move money. CrudePay moves money with context:

    KYC/KYB + Contract + Documents + Milestones + Proof

    That's what reduces delays and makes high-value oil trade payments workable.